We Help You Buy Your First Home
Your Free Step-by-Step Guide to Homeownership
Years of Experience
Decades of experience guiding first-time buyers through every step of the home financing process.
Happy Homeowners
We’ve helped over 4,500 families achieve the dream of homeownership across the U.S.
Client Satisfaction
We build lifelong partnerships by delivering proven, personalized results.
Ready to Take the Next Step Towards Homeownership?
Our Free First-Time Homebuyer Class will give you the confidence and tools you need to make informed decisions and get approved faster!
1. Home Buying Process
Master the step-by-step journey of buying a home so you’re fully prepared for every phase.
2. Credit Score
Understand how your credit score impacts your home buying power and learn effective strategies to improve it.
3. Market Update
Stay informed on the latest trends and what’s happening in the real estate market right now.
4. Financial Success
Develop a strategic home financing plan that’s tailored to your family’s needs and goals.
1. Our Educational Approach
We believe education is the foundation of a successful home-buying journey. The process can be overwhelming with so much confusion and misinformation surrounding mortgages and first-time buying. That’s why our mission is to clear up any confusion, giving you the knowledge and confidence to make informed, secure decisions every step of the way.
2. Expert Guidance
Get the advice you need from trusted industry experts. Join our seminar and benefit from 20+ years of experience in home loans and real estate. Our team will provide updated, relevant information tailored to today’s market, so you can make the right choices at the right time.
3. Your Personalized Action Plan
Leave with a clear and actionable plan for homeownership. By the end of the seminar, you'll have a step-by-step action plan that you can start using right away. We want you to walk away with the tools and direction needed to take meaningful, confident steps toward owning your first home.
Why Should I Attend
One of Our Seminars?
At Primeros Compradores, we’re passionate about empowering our community with the knowledge and tools they need to achieve homeownership and build long-term wealth for themselves and their families.
By attending, you’ll gain practical, actionable insights and benefits that you can start using right away:
1. Comprehensive, No-Cost Education
This free seminar offers a complete understanding of the home-buying journey, from loan options to approval requirements and cost breakdowns. Walk away knowing exactly what you need to do to start the process and avoid costly mistakes.
2. Insights from Real Estate and Mortgage Experts
Learn from experienced professionals with decades of industry experience. Our team will provide practical, up-to-date advice to help you make the best decisions for your future.
3. Exclusive Bonus Offer
For attending, you’ll receive a redeemable coupon to help cover some of your closing costs—a special bonus to make your home-buying experience even easier!
Questions & Answers
What Will My Interest Rate Be?
This depends on several factors:
Loan type (FHA, Conventional, VA)
Term (15, 20, 25, or 30 years)
Purchase price / Loan amount / Loan-to-Value (LTV)
FICO score
Debt-to-Income ratio (DTI)
Employment type
Property type
ZIP code and county
Once we receive your application, we can better determine your interest rate.
How Much Money Do I Need for a Down Payment?
The down payment can be as low as 3% for certain loan products. Additionally, some states offer down payment assistance programs that may allow you to purchase with little to no money down.
What Are the Requirements to Qualify for a Loan?
To determine how much you qualify for, we’ll need to review:
Your income type (W2, 1099, salaried, commission-based, self-employed—Schedule C/S Corp)
Your credit report to assess open debt (collections/repos/repurchase agreements/student loans)
The amount you plan to put down as a down payment
What Do I Need to Pull My Credit?
We’ll need the following information:
Your full name (as it appears on your credit report)
Social Security Number or ITIN
Current address
Date of birth
Is a Two-Year Employment History Required to Qualify?
Not necessarily! It depends on the reason and the type of loan product you’re applying for. The best way to know is to contact our team so we can assess your specific situation.
Can Someone with DACA Status Qualify?
Yes! DACA recipients may qualify, especially if they have a valid work permit and have renewed it at least once. Even if not, more programs are becoming available to support these applicants.
I Have No Credit—Can I Still Buy a Home?
Having no credit is actually better than bad credit. There are definitely options available for people with no credit history. We can use non-traditional credit lines, 12 months of bank statements, or in some cases, even close a loan without requiring additional documentation.
"Brett’s team is the best! It was really important to find someone who spoke Spanish to help translate everything for my mom. They educated us a lot on interest rates, financing options, and closing costs!".
“An excellent experience! We worked with María García—she was incredibly helpful and knowledgeable, and very easy to work with. She went above and beyond to help us get the home we wanted. Very friendly and professional. Many people told us buying a home would be difficult, but she made the whole experience easy. We’ll definitely work with her again if we ever decide to buy another home!”
“It was a great experience—professionalism and honesty all the way. They were always transparent and never made false promises. Thank you for helping me make my dream come true!”
